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All tools Checked September 1, 2026

Estate & Trusts calculator

2026 New York Estate Tax Threshold Calculator

Could this estate be near or above New York’s estate-tax threshold?

See how close an estate may be to New York’s filing line and credit phaseout range.

Before you calculate

Which best describes you?

Choose the path that fits. It changes the guidance around the result, not the calculation.

How to use it

Start with the numbers you know.

Estimates are okay. Nothing is submitted when you calculate.

What this calculator estimates

See how close an estate may be to New York’s filing line and credit phaseout range.

Question-mark icons explain less-obvious terms. Hover, focus, or tap them for plain-English help.
New York connection
Estate
Use the value before subtracting debts.
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Some gifts made within three years of death may count. Enter zero if none are known.
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For the later tax review
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Start with the decision

Could this estate be near or above New York’s estate-tax threshold?

New York can require an estate return even when no federal estate tax is expected. This screen adds the federal gross estate and certain gifts, compares the total with the 2026 New York basic exclusion, and shows whether the estimate is near the credit phaseout range that needs a full ET-706 calculation.

Before you act on the number

See what the result means—and what could change it.

01

How to read it

  • Use the gross estate before subtracting debts for the first filing check.
  • Review gifts made within three years because some may be added back.
  • Treat the phaseout-range result as a prompt for an ET-706 calculation, not as tax due.
02

What could change the answer

  • A completed New York Form ET-706
  • A final domicile or nonresident-property decision
  • Every deduction, QTIP election, gift exception, or valuation adjustment
  • Federal estate tax or estate tax in another state
03

What to take forward

Use the result to identify which assumption needs verification, then bring that question to the professional helping you make the decision.

Transparent method

How the estimate works

See how the estimate is calculated

Add the federal gross estate before debts to any gifts that may be included under New York's estate-tax rules.

Compare that screening amount with the 2026 basic exclusion and the upper end of the credit phaseout range.

Show debts and spouse or charity amounts separately because they may matter to the return but do not replace the gross-estate filing screen.

Common questions

Frequently asked questions

What is New York's 2026 estate-tax exclusion?

For a date of death in 2026, New York lists a $7,350,000 basic exclusion amount.

Why does the tool ask for gifts?

New York may add back certain taxable gifts when checking whether an estate return is required. The date, residence, and property location matter.

Is this the actual New York estate tax?

No. The actual return uses deductions, elections, gift rules, residency or property allocation, and the ET-706 tax table.

What if the person is not a New York resident?

A nonresident may still have a filing issue when the estate includes New York real or tangible property. A separate allocation calculation is needed.

Sources

Rules and references behind this calculator

See every published value
Method referenceNew York State: Current estate-tax formsPublic source used to define this calculator's method and limitsOpen source

Want the fine print? See sources, methods, and limits.

Keep going

View every planning tool
GuideThe New York Estate Tax Cliff: A Small Change Can MatterUnderstand New York’s estate-tax threshold, the credit phaseout, and the questions to ask before relying on a federal-only estate plan.Estate Liquidity and Heir Equalization CalculatorIs there enough cash to settle the estate and treat several heirs as intended?2026 Federal Estate Tax CalculatorCould this estate owe federal estate tax, and is there enough cash to pay it?