Planning guides
Start with a business sale, retirement, or family decision. See what can change the answer and prepare the questions that matter.
Before counting a QSBS exclusion in your sale proceeds, organize the stock history, company facts, and questions your tax team needs to verify.
Updated 2026-09-22 · Gregory Garone, CEPA®
Read the guideCompare asset and stock deal structures using after-tax proceeds, purchase-price allocation, entity facts, and payment timing.
Updated 2026-09-22 · Gregory Garone, CEPA®
Read the guideAn offer is not a retirement plan. Work through cash at closing, taxes, spending and uncertain payments before deciding what a business sale could support.
Updated 2026-10-19 · Gregory Garone, CEPA®
Read the guideUnderstand why a business sale does not have one universal tax rate, what determines taxable gain, and which facts your CPA needs to estimate what you keep.
Updated 2026-09-11 · Gregory Garone, CEPA®
Read the guideBefore a business sale advances, clarify usable proceeds, income needs, future payments, family commitments, retained risks and who owns each unanswered question.
Updated 2026-09-11 · Gregory Garone, CEPA®
Read the guideOrganize the deal facts that determine what may reach your household.
Updated 2026-09-14 · Gregory Garone, CEPA®
Read the guideExplore how a business-sale year, later income, Roth conversion taxes, and Medicare’s two-year income lookback fit together.
Updated 2026-09-22 · Gregory Garone, CEPA®
Read the guideOrganize withdrawal timing, account facts, and the tax questions to review.
Updated 2026-09-14 · Gregory Garone, CEPA®
Read the guideUnderstand New York’s estate-tax threshold, the credit phaseout, and the questions to ask before relying on a federal-only estate plan.
Updated 2026-09-22 · Gregory Garone, CEPA®
Read the guideUnderstand the facts required for a credible private placement life insurance comparison and why a carrier illustration and professional review are essential.
Updated 2026-09-22 · Gregory Garone, CEPA®
Read the guideCompare AI financial-planning tools with traditional planning software, including their roles, limits, data needs, and the decisions that still require people.
Updated 2026-09-22 · Gregory Garone, CEPA®
Read the guideA practical framework for advisors evaluating AI financial-planning software, including client fit, calculation controls, privacy, review, and records.
Updated 2026-09-22 · Gregory Garone, CEPA®
Read the guideUnderstand what AI can personalize, what a human financial advisor contributes, and how to combine transparent calculations with judgment and implementation.
Updated 2026-09-22 · Gregory Garone, CEPA®
Read the guideFive responsible ways AI financial-planning tools can reduce preparation and coordination time while keeping assumptions, sources, privacy, and review visible.
Updated 2026-09-22 · Gregory Garone, CEPA®
Read the guideExplore how transparent AI tools can improve advisor-client preparation, education, and follow-through without replacing judgment or creating a black box.
Updated 2026-09-22 · Gregory Garone, CEPA®
Read the guideA plain-English guide to using AI wealth-management tools for education and scenario planning while protecting privacy and verifying important decisions.
Updated 2026-09-22 · Gregory Garone, CEPA®
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