For business owners
Your business is part of the plan. It is not the whole plan.
Start with the decision in front of you. Work through how the business connects to retirement, taxes, family, and what comes next—then see the result before sharing contact information.
Start with the decision—not a product
Which question sounds like yours?
You do not need a complete financial plan to begin. Use rough numbers, see what moves the result, and identify what still needs verification.
Business Sale Net Proceeds Calculator
If I sell my business, how much money might I actually keep?
Estimate my sale proceedsQSBS Exclusion Calculator and Eligibility Check
Could part of my gain from company stock be excluded from federal tax?
Check my stock GuideCan I retire after selling my business?
Compare usable sale proceeds, household spending, other income, and the assumptions that could change the answer.
Work through the retirement question2026 New York Estate Tax Threshold Calculator
Could this estate be near or above New York’s estate-tax threshold?
Check the New York thresholdEstate Equalization Calculator
What may each child receive, and is there still a gap?
Explore family sharesHow do I talk to my children about the business?
Separate jobs, leadership, ownership, and inheritance before anyone is promised a role or share.
Build a family conversation planBefore a sale or transition
A headline price is not a personal financial plan.
Before you decide what the business is worth to a buyer, connect the deal to the cash your household may actually receive and what that money must support.
Estimate what I may keep- Find the usable proceeds.
Separate the offer from debt, costs, taxes, escrow, seller notes, earnouts, and rollover equity.
- Replace what the business provides.
Account for salary, distributions, benefits, and expenses the company currently covers.
- Test what could go wrong.
Run the plan without uncertain payments and with spending or timing that is less favorable.
Plain-English guides
Get clearer before the meeting.
Each guide starts with one real question, shows what can change the answer, and gives you something useful to bring into the conversation.
QSBS Before a Sale: Prove Eligibility Before Counting the Savings
Before counting a QSBS exclusion in your sale proceeds, organize the stock history, company facts, and questions your tax team needs to verify.
The New York Estate Tax Cliff: A Small Change Can Matter
Understand New York’s estate-tax threshold, the credit phaseout, and the questions to ask before relying on a federal-only estate plan.
Asset Sale vs. Stock Sale: Compare What You Keep
Compare asset and stock deal structures using after-tax proceeds, purchase-price allocation, entity facts, and payment timing.
Ask us
Bring us the decision—not the paperwork.
Choose the closest issue and give us the short version. We will use that context to respond to the question you actually asked.
No statements or private records needed—just the decision you face.